{"id":279,"date":"2026-02-07T10:04:13","date_gmt":"2026-02-07T10:04:13","guid":{"rendered":"https:\/\/admissionadvice.in\/hi\/?p=279"},"modified":"2026-01-23T10:04:31","modified_gmt":"2026-01-23T10:04:31","slug":"pm-vidya-lakshmi-education-loan-scheme-reality-check","status":"publish","type":"post","link":"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/","title":{"rendered":"PM Vidya Lakshmi Education Loan Scheme: \u092a\u0922\u093c\u093e\u0908 \u0915\u093e \u0938\u0939\u093e\u0930\u093e \u092f\u093e \u0917\u0932\u0924 \u092d\u0930\u094b\u0938\u093e?"},"content":{"rendered":"\n<p><strong>PM Vidya Lakshmi Education Loan Scheme<\/strong> \u0915\u0947 \u0928\u093e\u092e \u092a\u0930 counselling \u092e\u0947\u0902 \u092f\u0939 \u0938\u094d\u0925\u093f\u0924\u093f \u092c\u0939\u0941\u0924 common \u0926\u0947\u0916\u0928\u0947 \u0915\u094b \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964 College \u0915\u093e admission letter \u0939\u093e\u0925 \u092e\u0947\u0902 \u0939\u094b\u0924\u093e \u0939\u0948, fees \u0915\u0940 last date \u092a\u093e\u0938 \u0906 \u0930\u0939\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948 \u0914\u0930 parents \u092e\u093e\u0928\u0938\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0924\u0948\u092f\u093e\u0930 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0947 \u0915\u093f \u090f\u0915 \u0938\u093e\u0925 \u0907\u0924\u0928\u093e \u092a\u0948\u0938\u093e arrange \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u0947\u0917\u093e\u0964 \u0924\u092d\u0940 \u0915\u094b\u0908 PM Vidya Lakshmi Education Loan Scheme \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u092c\u0924\u093e \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>Government portal \u0939\u0948, PM \u0915\u093e \u0928\u093e\u092e \u091c\u0941\u0921\u093c\u093e \u0939\u0948, \u0924\u094b \u092d\u0930\u094b\u0938\u093e \u0905\u092a\u0928\u0947-\u0906\u092a \u092c\u0928 \u091c\u093e\u0924\u093e \u0939\u0948\u0964 Student \u0915\u094b \u0932\u0917\u0924\u093e \u0939\u0948 loan \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u092e\u093f\u0932 \u091c\u093e\u090f\u0917\u093e \u0914\u0930 parents \u0915\u094b \u0932\u0917\u0924\u093e \u0939\u0948 \u0915\u093f risk \u0915\u092e \u0939\u0948\u0964 \u092f\u0939\u0940\u0902 \u0938\u0947 confusion \u0936\u0941\u0930\u0942 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0940 point \u092a\u0930 reality check \u0938\u092c\u0938\u0947 \u091c\u093c\u0930\u0942\u0930\u0940 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>Education loan \u0915\u094b\u0908 scholarship \u0928\u0939\u0940\u0902 \u0939\u0948 \u0914\u0930 government portal \u0939\u094b\u0928\u0947 \u0915\u093e \u092e\u0924\u0932\u092c government guarantee \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e\u0964 \u0905\u0917\u0930 \u092f\u0939 \u092b\u0930\u094d\u0915 \u0938\u092e\u091d\u0947 \u092c\u093f\u0928\u093e decision \u0932\u093f\u092f\u093e \u0917\u092f\u093e, \u0924\u094b rejection \u0915\u093e \u091d\u091f\u0915\u093e \u092f\u093e future financial stress\u2014\u0926\u094b\u0928\u094b\u0902 \u0915\u093e risk \u0930\u0939\u0924\u093e \u0939\u0948\u0964 \u0936\u0941\u0930\u0941\u0906\u0924 \u092e\u0947\u0902 \u0939\u0940 \u092f\u0939 \u0938\u093e\u092b \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f \u0915\u093f portal \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u0947\u0924\u093e \u0939\u0948, \u092b\u0948\u0938\u0932\u093e bank \u0932\u0947\u0924\u093e \u0939\u0948\u0964 Emotional urgency \u092e\u0947\u0902 \u092f\u0939\u0940 \u092b\u0930\u094d\u0915 \u0905\u0915\u094d\u0938\u0930 \u0928\u091c\u093c\u0930\u0905\u0902\u0926\u093e\u091c\u093c \u0915\u0930 \u0926\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/#PM_Vidya_Lakshmi_Portal_%E0%A4%85%E0%A4%B8%E0%A4%B2_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%B9%E0%A5%88_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%94%E0%A4%B0_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%A8%E0%A4%B9%E0%A5%80%E0%A4%82\" >PM Vidya Lakshmi Portal \u0905\u0938\u0932 \u092e\u0947\u0902 \u0939\u0948 \u0915\u094d\u092f\u093e \u0914\u0930 \u0915\u094d\u092f\u093e \u0928\u0939\u0940\u0902<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/#%E2%80%9C%E0%A4%AF%E0%A4%B9%E0%A5%80%E0%A4%82_%E0%A4%97%E0%A4%B2%E0%A4%A4%E0%A5%80_%E0%A4%B9%E0%A5%8B%E0%A4%A4%E0%A5%80_%E0%A4%B9%E0%A5%88%E2%80%9D_Portal_registration_%E0%A4%95%E0%A5%8B_loan_approval_%E0%A4%AE%E0%A4%BE%E0%A4%A8_%E0%A4%B2%E0%A5%87%E0%A4%A8%E0%A4%BE\" >\u201c\u092f\u0939\u0940\u0902 \u0917\u0932\u0924\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u201d Portal registration \u0915\u094b loan approval \u092e\u093e\u0928 \u0932\u0947\u0928\u093e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/#Safe_cases_%E0%A4%95%E0%A4%BF%E0%A4%A8_profiles_%E0%A4%AE%E0%A5%87%E0%A4%82_loan_process_smooth_%E0%A4%B0%E0%A4%B9%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\" >Safe cases: \u0915\u093f\u0928 profiles \u092e\u0947\u0902 loan process smooth \u0930\u0939\u0924\u093e \u0939\u0948<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/#Risky_cases_%E0%A4%9C%E0%A4%B9%E0%A4%BE%E0%A4%81_loan_future_problem_%E0%A4%AC%E0%A4%A8_%E0%A4%B8%E0%A4%95%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\" >Risky cases: \u091c\u0939\u093e\u0901 loan future problem \u092c\u0928 \u0938\u0915\u0924\u093e \u0939\u0948<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/#Grey_area_cases_%E0%A4%9C%E0%A4%B9%E0%A4%BE%E0%A4%81_%E0%A4%B8%E0%A5%80%E0%A4%A7%E0%A4%BE_%E0%A4%B9%E0%A4%BE%E0%A4%81_%E0%A4%AF%E0%A4%BE_%E0%A4%A8%E0%A4%BE_%E0%A4%A8%E0%A4%B9%E0%A5%80%E0%A4%82_%E0%A4%B9%E0%A5%8B%E0%A4%A4%E0%A4%BE\" >Grey area cases: \u091c\u0939\u093e\u0901 \u0938\u0940\u0927\u093e \u0939\u093e\u0901 \u092f\u093e \u0928\u093e \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/#Expectations_vs_Reality_Education_Loan_%E0%A4%95%E0%A5%80_%E0%A4%B8%E0%A4%9A%E0%A5%8D%E0%A4%9A%E0%A5%80_%E0%A4%A4%E0%A4%B8%E0%A5%8D%E0%A4%B5%E0%A5%80%E0%A4%B0\" >Expectations vs Reality: Education Loan \u0915\u0940 \u0938\u091a\u094d\u091a\u0940 \u0924\u0938\u094d\u0935\u0940\u0930<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/#Parents_%E0%A4%95%E0%A5%80_emotional_%E0%A4%89%E0%A4%B2%E0%A4%9D%E0%A4%A8_%E0%A4%94%E0%A4%B0_student_%E0%A4%95%E0%A5%80_%E0%A4%89%E0%A4%AE%E0%A5%8D%E0%A4%AE%E0%A5%80%E0%A4%A6\" >Parents \u0915\u0940 emotional \u0909\u0932\u091d\u0928 \u0914\u0930 student \u0915\u0940 \u0909\u092e\u094d\u092e\u0940\u0926<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/#%E0%A4%97%E0%A4%B2%E0%A4%A4_decision_%E0%A4%95%E0%A4%BE_long-term_%E0%A4%85%E0%A4%B8%E0%A4%B0_%E0%A4%A4%E0%A5%81%E0%A4%B0%E0%A4%82%E0%A4%A4_%E0%A4%A8%E0%A4%B9%E0%A5%80%E0%A4%82_%E0%A4%A6%E0%A4%BF%E0%A4%96%E0%A4%A4%E0%A4%BE\" >\u0917\u0932\u0924 decision \u0915\u093e long-term \u0905\u0938\u0930 \u0924\u0941\u0930\u0902\u0924 \u0928\u0939\u0940\u0902 \u0926\u093f\u0916\u0924\u093e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/#%E0%A4%85%E0%A4%82%E0%A4%A4%E0%A4%BF%E0%A4%AE_clarity_apply_%E0%A4%A8%E0%A4%B9%E0%A5%80%E0%A4%82_%E0%A4%AA%E0%A4%B9%E0%A4%B2%E0%A5%87_check_%E0%A4%9C%E0%A4%B0%E0%A5%82%E0%A4%B0%E0%A5%80_%E0%A4%B9%E0%A5%88\" >\u0905\u0902\u0924\u093f\u092e clarity: apply \u0928\u0939\u0940\u0902, \u092a\u0939\u0932\u0947 check \u091c\u0930\u0942\u0930\u0940 \u0939\u0948<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/#%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_PM_Vidya_Lakshmi_Education_Loan_Scheme_%E0%A4%B8%E0%A5%87_loan_guaranteed_%E0%A4%AE%E0%A4%BF%E0%A4%B2%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\" >\u0915\u094d\u092f\u093e PM Vidya Lakshmi Education Loan Scheme \u0938\u0947 loan guaranteed \u092e\u093f\u0932\u0924\u093e \u0939\u0948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/#%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_Vidya_Lakshmi_Portal_loan_approve_%E0%A4%95%E0%A4%B0%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\" >\u0915\u094d\u092f\u093e Vidya Lakshmi Portal loan approve \u0915\u0930\u0924\u093e \u0939\u0948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/#%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_PM_%E0%A4%A8%E0%A4%BE%E0%A4%AE_%E0%A4%B9%E0%A5%8B%E0%A4%A8%E0%A5%87_%E0%A4%B8%E0%A5%87_loan_reject_%E0%A4%A8%E0%A4%B9%E0%A5%80%E0%A4%82_%E0%A4%B9%E0%A5%8B_%E0%A4%B8%E0%A4%95%E0%A4%A4%E0%A4%BE\" >\u0915\u094d\u092f\u093e PM \u0928\u093e\u092e \u0939\u094b\u0928\u0947 \u0938\u0947 loan reject \u0928\u0939\u0940\u0902 \u0939\u094b \u0938\u0915\u0924\u093e?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/#%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_interest_subsidy_%E0%A4%B8%E0%A4%AD%E0%A5%80_students_%E0%A4%95%E0%A5%8B_%E0%A4%AE%E0%A4%BF%E0%A4%B2%E0%A4%A4%E0%A5%80_%E0%A4%B9%E0%A5%88\" >\u0915\u094d\u092f\u093e interest subsidy \u0938\u092d\u0940 students \u0915\u094b \u092e\u093f\u0932\u0924\u0940 \u0939\u0948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/#%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_collateral-free_education_loan_%E0%A4%B9%E0%A4%B0_case_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%AE%E0%A4%BF%E0%A4%B2%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\" >\u0915\u094d\u092f\u093e collateral-free education loan \u0939\u0930 case \u092e\u0947\u0902 \u092e\u093f\u0932\u0924\u093e \u0939\u0948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/#%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_admission_confirm_%E0%A4%B9%E0%A5%81%E0%A4%8F_%E0%A4%AC%E0%A4%BF%E0%A4%A8%E0%A4%BE_loan_%E0%A4%AE%E0%A4%BF%E0%A4%B2_%E0%A4%B8%E0%A4%95%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\" >\u0915\u094d\u092f\u093e admission confirm \u0939\u0941\u090f \u092c\u093f\u0928\u093e loan \u092e\u093f\u0932 \u0938\u0915\u0924\u093e \u0939\u0948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/#%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_private_college_%E0%A4%95%E0%A5%87_%E0%A4%B2%E0%A4%BF%E0%A4%8F_Vidya_Lakshmi_Portal_%E0%A4%B8%E0%A5%87_loan_possible_%E0%A4%B9%E0%A5%88\" >\u0915\u094d\u092f\u093e private college \u0915\u0947 \u0932\u093f\u090f Vidya Lakshmi Portal \u0938\u0947 loan possible \u0939\u0948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/#%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_education_loan_future_%E0%A4%AE%E0%A5%87%E0%A4%82_financial_risk_%E0%A4%AC%E0%A4%A8_%E0%A4%B8%E0%A4%95%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\" >\u0915\u094d\u092f\u093e education loan future \u092e\u0947\u0902 financial risk \u092c\u0928 \u0938\u0915\u0924\u093e \u0939\u0948?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"PM_Vidya_Lakshmi_Portal_%E0%A4%85%E0%A4%B8%E0%A4%B2_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%B9%E0%A5%88_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%94%E0%A4%B0_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%A8%E0%A4%B9%E0%A5%80%E0%A4%82\"><\/span><strong>PM Vidya Lakshmi Portal \u0905\u0938\u0932 \u092e\u0947\u0902 \u0939\u0948 \u0915\u094d\u092f\u093e \u0914\u0930 \u0915\u094d\u092f\u093e \u0928\u0939\u0940\u0902<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>PM Vidya Lakshmi \u090f\u0915 online portal \u0939\u0948, loan \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u0940 authority \u0928\u0939\u0940\u0902\u0964 \u0907\u0938\u0915\u093e \u0915\u093e\u092e multiple banks \u0915\u0947 education loan products \u0915\u094b \u090f\u0915 \u091c\u0917\u0939 \u0926\u093f\u0916\u093e\u0928\u093e \u0914\u0930 application process \u0915\u094b transparent \u092c\u0928\u093e\u0928\u093e \u0939\u0948\u0964 Student registration \u0915\u0930\u0924\u093e \u0939\u0948, basic details \u092d\u0930\u0924\u093e \u0939\u0948 \u0914\u0930 banks \u0924\u0915 application forward \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 Loan approve \u092f\u093e reject \u0915\u0930\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 bank \u0915\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964&nbsp;<\/p>\n\n\n\n<p>Government \u092f\u0939\u093e\u0901 facilitator \u0915\u0940 \u092d\u0942\u092e\u093f\u0915\u093e \u092e\u0947\u0902 \u0939\u0948, guarantor \u0915\u0940 \u0928\u0939\u0940\u0902\u0964 \u092f\u0939 distinction \u092c\u0939\u0941\u0924 critical \u0939\u0948\u0964 Internet \u092a\u0930 \u0905\u0915\u094d\u0938\u0930 \u0907\u0938\u0947 PM loan \u092f\u093e government education loan \u0915\u0939\u093e \u091c\u093e\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 expectations \u0917\u0932\u0924 \u092c\u0928\u0924\u0940 \u0939\u0948\u0902\u0964 Portal admission \u0926\u093f\u0932\u093e\u0928\u0947 \u092f\u093e loan sanction \u0915\u0930\u093e\u0928\u0947 \u0915\u0940 power \u0928\u0939\u0940\u0902 \u0930\u0916\u0924\u093e\u0964 \u0905\u0917\u0930 \u092f\u0939 clarity \u0936\u0941\u0930\u0942 \u092e\u0947\u0902 \u0928\u0939\u0940\u0902 \u0906\u0908, \u0924\u094b student portal \u092a\u0930 apply \u0915\u0930\u0928\u0947 \u0915\u094b final step \u092e\u093e\u0928 \u0932\u0947\u0924\u093e \u0939\u0948, \u091c\u094b \u092c\u093e\u0926 \u092e\u0947\u0902 frustration \u0915\u093e \u0915\u093e\u0930\u0923 \u092c\u0928\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%80%9C%E0%A4%AF%E0%A4%B9%E0%A5%80%E0%A4%82_%E0%A4%97%E0%A4%B2%E0%A4%A4%E0%A5%80_%E0%A4%B9%E0%A5%8B%E0%A4%A4%E0%A5%80_%E0%A4%B9%E0%A5%88%E2%80%9D_Portal_registration_%E0%A4%95%E0%A5%8B_loan_approval_%E0%A4%AE%E0%A4%BE%E0%A4%A8_%E0%A4%B2%E0%A5%87%E0%A4%A8%E0%A4%BE\"><\/span><strong>\u201c\u092f\u0939\u0940\u0902 \u0917\u0932\u0924\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u201d Portal registration \u0915\u094b loan approval \u092e\u093e\u0928 \u0932\u0947\u0928\u093e<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 \u0917\u0932\u0924\u0940 \u092f\u0939\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 Student portal \u092a\u0930 registration \u0915\u0930\u0924\u093e \u0939\u0948, application submit \u0915\u0930\u0924\u093e \u0939\u0948 \u0914\u0930 \u092e\u093e\u0928 \u0932\u0947\u0924\u093e \u0939\u0948 \u0915\u093f \u0905\u092c loan \u092e\u093f\u0932 \u091c\u093e\u090f\u0917\u093e\u0964 Reality \u092f\u0939 \u0939\u0948 \u0915\u093f \u0907\u0938\u0915\u0947 \u092c\u093e\u0926 bank verification \u0936\u0941\u0930\u0942 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 Bank institute recognition, course eligibility, co-borrower profile \u0914\u0930 CIBIL history check \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0915\u0908 cases \u092e\u0947\u0902 \u092f\u0939\u0940 stage rejection \u0915\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964&nbsp;<\/p>\n\n\n\n<p>Parents \u0924\u092c shocked \u0939\u094b\u0924\u0947 \u0939\u0948\u0902 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0909\u0928\u094d\u0939\u0947\u0902 \u0932\u0917\u093e \u0925\u093e PM scheme \u0939\u0948 \u0924\u094b reject \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u093e\u0964 Problem scheme \u0915\u0940 \u0928\u0939\u0940\u0902, assumption \u0915\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 Portal \u0915\u0947\u0935\u0932 door \u0916\u094b\u0932\u0924\u093e \u0939\u0948, loan approve \u0915\u0930\u0928\u0947 \u0915\u0940 \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930\u0940 bank \u0915\u0940 \u0939\u0948\u0964 \u0907\u0938 insight \u0915\u094b \u0905\u0917\u0930 \u092c\u0940\u091a \u092e\u0947\u0902 \u0938\u093e\u092b \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u0917\u092f\u093e, \u0924\u094b decision emotionally driven \u0930\u0939 \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Safe_cases_%E0%A4%95%E0%A4%BF%E0%A4%A8_profiles_%E0%A4%AE%E0%A5%87%E0%A4%82_loan_process_smooth_%E0%A4%B0%E0%A4%B9%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\"><\/span><strong>Safe cases: \u0915\u093f\u0928 profiles \u092e\u0947\u0902 loan process smooth \u0930\u0939\u0924\u093e \u0939\u0948<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0915\u0941\u091b profiles \u092e\u0947\u0902 education loan comparatively smooth \u0930\u0939\u0924\u093e \u0939\u0948\u0964 \u091c\u0948\u0938\u0947 recognized institute, approved course \u0914\u0930 clear admission status\u0964 Co-borrower \u0915\u0940 stable income \u0914\u0930 clean CIBIL history\u0964 Course \u0915\u0940 fees realistic \u0939\u094b \u0914\u0930 future employability reasonably visible \u0939\u094b\u0964 \u0910\u0938\u0947 cases \u092e\u0947\u0902 bank risk manageable \u092e\u093e\u0928\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u092f\u0939\u093e\u0901 \u092d\u0940 loan guarantee \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0940, \u0932\u0947\u0915\u093f\u0928 probability \u092c\u0947\u0939\u0924\u0930 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 Safe case \u0915\u093e \u092e\u0924\u0932\u092c stress-free \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f predictable process \u0939\u094b\u0924\u093e \u0939\u0948\u0964 Parents \u0914\u0930 students \u0905\u0917\u0930 \u0907\u0938\u0947 \u0938\u092e\u091d\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b expectations balanced \u0930\u0939\u0924\u0940 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risky_cases_%E0%A4%9C%E0%A4%B9%E0%A4%BE%E0%A4%81_loan_future_problem_%E0%A4%AC%E0%A4%A8_%E0%A4%B8%E0%A4%95%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\"><\/span><strong>Risky cases: \u091c\u0939\u093e\u0901 loan future problem \u092c\u0928 \u0938\u0915\u0924\u093e \u0939\u0948<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Risk \u0924\u092c \u092c\u0922\u093c\u0924\u093e \u0939\u0948 \u091c\u092c institute recognition weak \u0939\u094b \u092f\u093e course market value unclear \u0939\u094b\u0964 Very high fee private colleges, especially placement clarity \u0915\u0947 \u092c\u093f\u0928\u093e\u0964 Co-borrower income unstable \u0939\u094b \u092f\u093e past loan defaults \u0939\u094b\u0902\u0964 Students \u091c\u094b future repayment planning \u0915\u093f\u090f \u092c\u093f\u0928\u093e maximum amount apply \u0915\u0930 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0910\u0938\u0947 cases \u092e\u0947\u0902 loan \u092e\u093f\u0932 \u092d\u0940 \u091c\u093e\u090f, \u0924\u094b long-term EMI pressure problem \u092c\u0928 \u091c\u093e\u0924\u093e \u0939\u0948\u0964 Risky profiles \u092e\u0947\u0902 decision \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 double \u0938\u094b\u091a \u091c\u0930\u0942\u0930\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Grey_area_cases_%E0%A4%9C%E0%A4%B9%E0%A4%BE%E0%A4%81_%E0%A4%B8%E0%A5%80%E0%A4%A7%E0%A4%BE_%E0%A4%B9%E0%A4%BE%E0%A4%81_%E0%A4%AF%E0%A4%BE_%E0%A4%A8%E0%A4%BE_%E0%A4%A8%E0%A4%B9%E0%A5%80%E0%A4%82_%E0%A4%B9%E0%A5%8B%E0%A4%A4%E0%A4%BE\"><\/span><strong>Grey area cases: \u091c\u0939\u093e\u0901 \u0938\u0940\u0927\u093e \u0939\u093e\u0901 \u092f\u093e \u0928\u093e \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Grey area \u0938\u092c\u0938\u0947 complex \u0939\u094b\u0924\u093e \u0939\u0948\u0964 Institute technically recognized \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 brand value low \u0939\u0948\u0964 Co-borrower income sufficient \u0939\u0948, \u092a\u0930 job stability weak \u0939\u0948\u0964 Course \u0905\u091a\u094d\u091b\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 placement data transparent \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u0910\u0938\u0947 cases \u092e\u0947\u0902 loan approval possible \u092d\u0940 \u0939\u0948 \u0914\u0930 reject \u092d\u0940 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>Counsellor \u092f\u0939\u093e\u0901 direct advice \u0928\u0939\u0940\u0902 \u0926\u0947\u0924\u093e, \u092c\u0932\u094d\u0915\u093f scenario planning \u0915\u0930\u0924\u093e \u0939\u0948\u0964 Partial loan, backup options \u0914\u0930 realistic repayment thinking \u091c\u0930\u0942\u0930\u0940 \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948\u0964 Grey area \u092e\u0947\u0902 \u091c\u0932\u094d\u0926\u092c\u093e\u091c\u0940 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0916\u0924\u0930\u093e \u092c\u0928\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Expectations_vs_Reality_Education_Loan_%E0%A4%95%E0%A5%80_%E0%A4%B8%E0%A4%9A%E0%A5%8D%E0%A4%9A%E0%A5%80_%E0%A4%A4%E0%A4%B8%E0%A5%8D%E0%A4%B5%E0%A5%80%E0%A4%B0\"><\/span><strong>Expectations vs Reality: Education Loan \u0915\u0940 \u0938\u091a\u094d\u091a\u0940 \u0924\u0938\u094d\u0935\u0940\u0930<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u092f\u0939\u093e\u0901 expectations \u0914\u0930 reality \u0915\u093e \u092b\u0930\u094d\u0915 \u0938\u093e\u092b \u0926\u0947\u0916\u0928\u093e \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Expectation<\/strong><\/td><td><strong>Reality<\/strong><\/td><\/tr><tr><td>PM scheme \u092e\u0924\u0932\u092c guarantee<\/td><td>Bank decision final<\/td><\/tr><tr><td>Portal = loan approval<\/td><td>Portal = application facility<\/td><\/tr><tr><td>Interest subsidy automatic<\/td><td>Eligibility based<\/td><\/tr><tr><td>Collateral-free loan<\/td><td>Bank-wise limits<\/td><\/tr><tr><td>EMI future salary \u0938\u0947 easy<\/td><td>Repayment uncertainty<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u092f\u0939 table excitement \u0915\u092e \u0915\u0930\u0924\u093e \u0939\u0948 \u0914\u0930 practical \u0938\u094b\u091a \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Parents_%E0%A4%95%E0%A5%80_emotional_%E0%A4%89%E0%A4%B2%E0%A4%9D%E0%A4%A8_%E0%A4%94%E0%A4%B0_student_%E0%A4%95%E0%A5%80_%E0%A4%89%E0%A4%AE%E0%A5%8D%E0%A4%AE%E0%A5%80%E0%A4%A6\"><\/span><strong>Parents \u0915\u0940 emotional \u0909\u0932\u091d\u0928 \u0914\u0930 student \u0915\u0940 \u0909\u092e\u094d\u092e\u0940\u0926<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Parents \u0915\u093e \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0921\u0930 \u0939\u094b\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u0939\u0940\u0902 fees \u0928 \u092d\u0930 \u092a\u093e\u0928\u0947 \u0938\u0947 admission cancel \u0928 \u0939\u094b \u091c\u093e\u090f\u0964 Student \u0915\u094b \u0932\u0917\u0924\u093e \u0939\u0948 loan \u092e\u093f\u0932 \u0917\u092f\u093e \u0924\u094b tension \u0916\u0924\u094d\u092e\u0964 PM \u0928\u093e\u092e emotional security \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u092f\u0939\u0940 security false comfort \u092d\u0940 \u092c\u0928 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 Loan \u0932\u0947\u0928\u093e \u0938\u093f\u0930\u094d\u092b fees solve \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u093e, future obligation \u092d\u0940 \u091c\u094b\u0921\u093c\u0924\u093e \u0939\u0948\u0964 Emotional decisions \u092f\u0939\u093e\u0901 \u0938\u092c\u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e costly \u0938\u093e\u092c\u093f\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 Counselling \u0915\u093e \u0915\u093e\u092e \u0921\u0930 \u0939\u091f\u093e\u0928\u093e \u0928\u0939\u0940\u0902, \u0921\u0930 \u0915\u094b \u0938\u092e\u091d\u0915\u0930 \u0938\u0939\u0940 decision \u0924\u0915 \u092a\u0939\u0941\u0902\u091a\u093e\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%97%E0%A4%B2%E0%A4%A4_decision_%E0%A4%95%E0%A4%BE_long-term_%E0%A4%85%E0%A4%B8%E0%A4%B0_%E0%A4%A4%E0%A5%81%E0%A4%B0%E0%A4%82%E0%A4%A4_%E0%A4%A8%E0%A4%B9%E0%A5%80%E0%A4%82_%E0%A4%A6%E0%A4%BF%E0%A4%96%E0%A4%A4%E0%A4%BE\"><\/span><strong>\u0917\u0932\u0924 decision \u0915\u093e long-term \u0905\u0938\u0930 \u0924\u0941\u0930\u0902\u0924 \u0928\u0939\u0940\u0902 \u0926\u093f\u0916\u0924\u093e<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Education loan \u0915\u093e impact short-term \u092e\u0947\u0902 \u0928\u0939\u0940\u0902, long-term \u092e\u0947\u0902 \u0926\u093f\u0916\u0924\u093e \u0939\u0948\u0964 High EMI pressure career choices \u0938\u0940\u092e\u093f\u0924 \u0915\u0930 \u0926\u0947\u0924\u093e \u0939\u0948\u0964 Student job satisfaction \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e repayment \u092a\u0930 focus \u0915\u0930\u0928\u0947 \u0932\u0917\u0924\u093e \u0939\u0948\u0964 Family financial planning \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 Credit history \u0916\u0930\u093e\u092c \u0939\u094b\u0928\u0947 \u0915\u093e risk \u092d\u0940 \u0930\u0939\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0938\u092c \u0924\u092c \u0939\u094b\u0924\u093e \u0939\u0948 \u091c\u092c loan amount \u0914\u0930 career reality align \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0947\u0964 \u0907\u0938\u0932\u093f\u090f loan decision \u0938\u093f\u0930\u094d\u092b admission \u0915\u0947 \u0932\u093f\u090f \u0928\u0939\u0940\u0902, \u092a\u0942\u0930\u0947 career timeline \u0915\u0947 \u0932\u093f\u090f \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%85%E0%A4%82%E0%A4%A4%E0%A4%BF%E0%A4%AE_clarity_apply_%E0%A4%A8%E0%A4%B9%E0%A5%80%E0%A4%82_%E0%A4%AA%E0%A4%B9%E0%A4%B2%E0%A5%87_check_%E0%A4%9C%E0%A4%B0%E0%A5%82%E0%A4%B0%E0%A5%80_%E0%A4%B9%E0%A5%88\"><\/span><strong>\u0905\u0902\u0924\u093f\u092e clarity: apply \u0928\u0939\u0940\u0902, \u092a\u0939\u0932\u0947 check \u091c\u0930\u0942\u0930\u0940 \u0939\u0948<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>PM Vidya Lakshmi Education Loan Scheme \u090f\u0915 \u0938\u0941\u0935\u093f\u0927\u093e \u0939\u0948, \u0938\u092e\u093e\u0927\u093e\u0928 \u0928\u0939\u0940\u0902\u0964 \u0938\u0939\u0940 profile \u092e\u0947\u0902 \u092f\u0939 \u092e\u0926\u0926\u0917\u093e\u0930 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u0917\u0932\u0924 profile \u092e\u0947\u0902 \u092c\u094b\u091d \u092c\u0928 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 Decision \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 eligibility, risk \u0914\u0930 repayment reality \u0938\u092e\u091d\u0928\u093e \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964<br>\u0905\u0917\u0930 \u0906\u092a confirm \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a\u0915\u093e case eligible, risky \u092f\u093e not eligible \u0939\u0948,<br>\u0924\u094b WhatsApp \u092a\u0930 detail \u092d\u0947\u091c \u0915\u0930 \u092a\u0939\u0932\u0947 check \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p><\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns279_8bb3b1-10{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns279_8bb3b1-10 .kt-button{font-weight:normal;font-style:normal;}.kt-btns279_8bb3b1-10 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns279_8bb3b1-10 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns279_8bb3b1-10 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns279_8bb3b1-10 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns279_8bb3b1-10 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns279_8bb3b1-10 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns279_8bb3b1-10 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns279_8bb3b1-10\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn279_7191ba-a9.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn279_7191ba-a9.kb-button{background:#0a3b09;}<\/style><a class=\"kb-button kt-button button kb-btn279_7191ba-a9 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-fill  kt-btn-has-text-true kt-btn-has-svg-true  wp-block-kadence-singlebtn\" href=\"https:\/\/wa.me\/919278110022?text=Namaste%2CMain%20PM%20Vidya%20Lakshmi%20Education%20Loan%20Scheme%20ke%20liye%20apna%20case%20check%20karwana%20chahta%2Fchahti%20hoon.Meri%20details%20neeche%20hain%3A1)%20Course%20aur%20College%20Name%3A2)%20Admission%20Status%20(Confirm%2FExpected)%3A3)%20Total%20Fees%20Structure%3A4)%20Co-borrower%20Income%20Profile%3A5)%20CIBIL%20Status%20(agar%20pata%20ho)%3AKripya%20batayein%20ki%20mera%20case%20eligible%2C%20risky%20ya%20not%20eligible%20hai\" target=\"_blank\" rel=\"noopener\"><span class=\"kt-btn-inner-text\">WhatsApp \u0915\u0930\u0947\u0902<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fa_whatsapp-square kt-btn-icon-side-right\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M224 122.8c-72.7 0-131.8 59.1-131.9 131.8 0 24.9 7 49.2 20.2 70.1l3.1 5-13.3 48.6 49.9-13.1 4.8 2.9c20.2 12 43.4 18.4 67.1 18.4h.1c72.6 0 133.3-59.1 133.3-131.8 0-35.2-15.2-68.3-40.1-93.2-25-25-58-38.7-93.2-38.7zm77.5 188.4c-3.3 9.3-19.1 17.7-26.7 18.8-12.6 1.9-22.4.9-47.5-9.9-39.7-17.2-65.7-57.2-67.7-59.8-2-2.6-16.2-21.5-16.2-41s10.2-29.1 13.9-33.1c3.6-4 7.9-5 10.6-5 2.6 0 5.3 0 7.6.1 2.4.1 5.7-.9 8.9 6.8 3.3 7.9 11.2 27.4 12.2 29.4s1.7 4.3.3 6.9c-7.6 15.2-15.7 14.6-11.6 21.6 15.3 26.3 30.6 35.4 53.9 47.1 4 2 6.3 1.7 8.6-1 2.3-2.6 9.9-11.6 12.5-15.5 2.6-4 5.3-3.3 8.9-2 3.6 1.3 23.1 10.9 27.1 12.9s6.6 3 7.6 4.6c.9 1.9.9 9.9-2.4 19.1zM400 32H48C21.5 32 0 53.5 0 80v352c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48V80c0-26.5-21.5-48-48-48zM223.9 413.2c-26.6 0-52.7-6.7-75.8-19.3L64 416l22.5-82.2c-13.9-24-21.2-51.3-21.2-79.3C65.4 167.1 136.5 96 223.9 96c42.4 0 82.2 16.5 112.2 46.5 29.9 30 47.9 69.8 47.9 112.2 0 87.4-72.7 158.5-160.1 158.5z\"\/><\/svg><\/span><\/a><\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong><strong><strong>Frequently Asked Questions<\/strong><\/strong><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\t\t<details\t\thelp class=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t\t<summary>\n\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_PM_Vidya_Lakshmi_Education_Loan_Scheme_%E0%A4%B8%E0%A5%87_loan_guaranteed_%E0%A4%AE%E0%A4%BF%E0%A4%B2%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\"><\/span>\u0915\u094d\u092f\u093e PM Vidya Lakshmi Education Loan Scheme \u0938\u0947 loan guaranteed \u092e\u093f\u0932\u0924\u093e \u0939\u0948?<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t\t\t<\/summary>\n\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\n\n<p>\u0928\u0939\u0940\u0902\u0964 Loan guarantee \u092a\u0930 official clarity available \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 Final decision bank \u0932\u0947\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/details>\n\t\t\t\t<details\t\thelp class=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t\t<summary>\n\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_Vidya_Lakshmi_Portal_loan_approve_%E0%A4%95%E0%A4%B0%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\"><\/span>\u0915\u094d\u092f\u093e Vidya Lakshmi Portal loan approve \u0915\u0930\u0924\u093e \u0939\u0948?<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t\t\t<\/summary>\n\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\n\n<p>\u0928\u0939\u0940\u0902\u0964 Portal \u0938\u093f\u0930\u094d\u092b registration \u0914\u0930 application facility \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/details>\n\t\t\t\t<details\t\thelp class=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t\t<summary>\n\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_PM_%E0%A4%A8%E0%A4%BE%E0%A4%AE_%E0%A4%B9%E0%A5%8B%E0%A4%A8%E0%A5%87_%E0%A4%B8%E0%A5%87_loan_reject_%E0%A4%A8%E0%A4%B9%E0%A5%80%E0%A4%82_%E0%A4%B9%E0%A5%8B_%E0%A4%B8%E0%A4%95%E0%A4%A4%E0%A4%BE\"><\/span>\u0915\u094d\u092f\u093e PM \u0928\u093e\u092e \u0939\u094b\u0928\u0947 \u0938\u0947 loan reject \u0928\u0939\u0940\u0902 \u0939\u094b \u0938\u0915\u0924\u093e?<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t\t\t<\/summary>\n\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\n\n<p>\u0928\u0939\u0940\u0902\u0964 Bank eligibility \u0914\u0930 risk assessment \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 reject \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/details>\n\t\t\t\t<details\t\thelp class=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t\t<summary>\n\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_interest_subsidy_%E0%A4%B8%E0%A4%AD%E0%A5%80_students_%E0%A4%95%E0%A5%8B_%E0%A4%AE%E0%A4%BF%E0%A4%B2%E0%A4%A4%E0%A5%80_%E0%A4%B9%E0%A5%88\"><\/span>\u0915\u094d\u092f\u093e interest subsidy \u0938\u092d\u0940 students \u0915\u094b \u092e\u093f\u0932\u0924\u0940 \u0939\u0948?<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t\t\t<\/summary>\n\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\n\n<p>\u0928\u0939\u0940\u0902\u0964 Interest subsidy specific eligibility criteria \u092a\u0930 depend \u0915\u0930\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/details>\n\t\t\t\t<details\t\thelp class=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t\t<summary>\n\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_collateral-free_education_loan_%E0%A4%B9%E0%A4%B0_case_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%AE%E0%A4%BF%E0%A4%B2%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\"><\/span>\u0915\u094d\u092f\u093e collateral-free education loan \u0939\u0930 case \u092e\u0947\u0902 \u092e\u093f\u0932\u0924\u093e \u0939\u0948?<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t\t\t<\/summary>\n\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\n\n<p>\u0928\u0939\u0940\u0902\u0964 Collateral rules bank-wise \u0914\u0930 amount-wise \u0905\u0932\u0917 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/details>\n\t\t\t\t<details\t\thelp class=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t\t<summary>\n\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_admission_confirm_%E0%A4%B9%E0%A5%81%E0%A4%8F_%E0%A4%AC%E0%A4%BF%E0%A4%A8%E0%A4%BE_loan_%E0%A4%AE%E0%A4%BF%E0%A4%B2_%E0%A4%B8%E0%A4%95%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\"><\/span>\u0915\u094d\u092f\u093e admission confirm \u0939\u0941\u090f \u092c\u093f\u0928\u093e loan \u092e\u093f\u0932 \u0938\u0915\u0924\u093e \u0939\u0948?<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t\t\t<\/summary>\n\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\n\n<p>\u0915\u0941\u091b banks allow \u0915\u0930\u0924\u0940 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 approval uncertain \u0930\u0939\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/details>\n\t\t\t\t<details\t\thelp class=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t\t<summary>\n\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_private_college_%E0%A4%95%E0%A5%87_%E0%A4%B2%E0%A4%BF%E0%A4%8F_Vidya_Lakshmi_Portal_%E0%A4%B8%E0%A5%87_loan_possible_%E0%A4%B9%E0%A5%88\"><\/span>\u0915\u094d\u092f\u093e private college \u0915\u0947 \u0932\u093f\u090f Vidya Lakshmi Portal \u0938\u0947 loan possible \u0939\u0948?<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t\t\t<\/summary>\n\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\n\n<p>Possible \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 institute recognition \u0914\u0930 fees critical factor \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/details>\n\t\t\t\t<details\t\thelp class=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t\t<summary>\n\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_education_loan_future_%E0%A4%AE%E0%A5%87%E0%A4%82_financial_risk_%E0%A4%AC%E0%A4%A8_%E0%A4%B8%E0%A4%95%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\"><\/span>\u0915\u094d\u092f\u093e education loan future \u092e\u0947\u0902 financial risk \u092c\u0928 \u0938\u0915\u0924\u093e \u0939\u0948?<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t\t\t<\/summary>\n\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\n\n<p>\u0939\u093e\u0901\u0964 Agar repayment planning realistic \u0928 \u0939\u094b, \u0924\u094b long-term risk \u092c\u0922\u093c\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/details>\n\t\t\n<script type=\"application\/ld+json\">\n\t{\n\t\t\"@context\": \"https:\/\/schema.org\",\n\t\t\"@type\": \"FAQPage\",\n\t\t\"mainEntity\": [\n\t\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"\u0915\u094d\u092f\u093e PM Vidya Lakshmi Education Loan Scheme \u0938\u0947 loan guaranteed \u092e\u093f\u0932\u0924\u093e \u0939\u0948?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"<p>\u0928\u0939\u0940\u0902\u0964 Loan guarantee \u092a\u0930 official clarity available \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 Final decision bank \u0932\u0947\u0924\u093e \u0939\u0948\u0964<\/p>\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"\u0915\u094d\u092f\u093e Vidya Lakshmi Portal loan approve \u0915\u0930\u0924\u093e \u0939\u0948?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"<p>\u0928\u0939\u0940\u0902\u0964 Portal \u0938\u093f\u0930\u094d\u092b registration \u0914\u0930 application facility \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/p>\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"\u0915\u094d\u092f\u093e PM \u0928\u093e\u092e \u0939\u094b\u0928\u0947 \u0938\u0947 loan reject \u0928\u0939\u0940\u0902 \u0939\u094b \u0938\u0915\u0924\u093e?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"<p>\u0928\u0939\u0940\u0902\u0964 Bank eligibility \u0914\u0930 risk assessment \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 reject \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"\u0915\u094d\u092f\u093e interest subsidy \u0938\u092d\u0940 students \u0915\u094b \u092e\u093f\u0932\u0924\u0940 \u0939\u0948?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"<p>\u0928\u0939\u0940\u0902\u0964 Interest subsidy specific eligibility criteria \u092a\u0930 depend \u0915\u0930\u0924\u0940 \u0939\u0948\u0964<\/p>\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"\u0915\u094d\u092f\u093e collateral-free education loan \u0939\u0930 case \u092e\u0947\u0902 \u092e\u093f\u0932\u0924\u093e \u0939\u0948?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"<p>\u0928\u0939\u0940\u0902\u0964 Collateral rules bank-wise \u0914\u0930 amount-wise \u0905\u0932\u0917 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"\u0915\u094d\u092f\u093e admission confirm \u0939\u0941\u090f \u092c\u093f\u0928\u093e loan \u092e\u093f\u0932 \u0938\u0915\u0924\u093e \u0939\u0948?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"<p>\u0915\u0941\u091b banks allow \u0915\u0930\u0924\u0940 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 approval uncertain \u0930\u0939\u0924\u093e \u0939\u0948\u0964<\/p>\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"\u0915\u094d\u092f\u093e private college \u0915\u0947 \u0932\u093f\u090f Vidya Lakshmi Portal \u0938\u0947 loan possible \u0939\u0948?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"<p>Possible \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 institute recognition \u0914\u0930 fees critical factor \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"\u0915\u094d\u092f\u093e education loan future \u092e\u0947\u0902 financial risk \u092c\u0928 \u0938\u0915\u0924\u093e \u0939\u0948?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"<p>\u0939\u093e\u0901\u0964 Agar repayment planning realistic \u0928 \u0939\u094b, \u0924\u094b long-term risk \u092c\u0922\u093c\u0924\u093e \u0939\u0948\u0964<\/p>\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t\t\t\t]\n\t}\n<\/script>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>PM Vidya Lakshmi Education Loan Scheme \u0915\u0947 \u0928\u093e\u092e \u092a\u0930 counselling \u092e\u0947\u0902 \u092f\u0939 \u0938\u094d\u0925\u093f\u0924\u093f \u092c\u0939\u0941\u0924 common \u0926\u0947\u0916\u0928\u0947 \u0915\u094b \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964 College \u0915\u093e admission letter \u0939\u093e\u0925 \u092e\u0947\u0902 \u0939\u094b\u0924\u093e \u0939\u0948, fees \u0915\u0940 last date \u092a\u093e\u0938 \u0906 \u0930\u0939\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948 \u0914\u0930 parents \u092e\u093e\u0928\u0938\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0924\u0948\u092f\u093e\u0930 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0947 \u0915\u093f \u090f\u0915 \u0938\u093e\u0925 \u0907\u0924\u0928\u093e \u092a\u0948\u0938\u093e arrange \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u0947\u0917\u093e\u0964 \u0924\u092d\u0940 \u0915\u094b\u0908 PM &#8230; <a title=\"PM Vidya Lakshmi Education Loan Scheme: \u092a\u0922\u093c\u093e\u0908 \u0915\u093e \u0938\u0939\u093e\u0930\u093e \u092f\u093e \u0917\u0932\u0924 \u092d\u0930\u094b\u0938\u093e?\" class=\"read-more\" href=\"https:\/\/admissionadvice.in\/hi\/pm-vidya-lakshmi-education-loan-scheme-reality-check\/\" aria-label=\"Read more about PM Vidya Lakshmi Education Loan Scheme: \u092a\u0922\u093c\u093e\u0908 \u0915\u093e \u0938\u0939\u093e\u0930\u093e \u092f\u093e \u0917\u0932\u0924 \u092d\u0930\u094b\u0938\u093e?\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":280,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-279","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/admissionadvice.in\/hi\/wp-json\/wp\/v2\/posts\/279","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/admissionadvice.in\/hi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/admissionadvice.in\/hi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/admissionadvice.in\/hi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/admissionadvice.in\/hi\/wp-json\/wp\/v2\/comments?post=279"}],"version-history":[{"count":5,"href":"https:\/\/admissionadvice.in\/hi\/wp-json\/wp\/v2\/posts\/279\/revisions"}],"predecessor-version":[{"id":285,"href":"https:\/\/admissionadvice.in\/hi\/wp-json\/wp\/v2\/posts\/279\/revisions\/285"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/admissionadvice.in\/hi\/wp-json\/wp\/v2\/media\/280"}],"wp:attachment":[{"href":"https:\/\/admissionadvice.in\/hi\/wp-json\/wp\/v2\/media?parent=279"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/admissionadvice.in\/hi\/wp-json\/wp\/v2\/categories?post=279"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/admissionadvice.in\/hi\/wp-json\/wp\/v2\/tags?post=279"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}